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Buyer Toolkit

Every free resource you need
to buy property in Croatia

Portals, public registries, government databases, legal checks — curated and explained for English-speaking buyers. No login required for most of these.

Check who owns the property — for free

The Croatian land registry (gruntovnica) is publicly accessible online. Check ownership, mortgages, court disputes and encumbrances on any property before committing to anything. You need the cadastral municipality (katastarska opcina) and plot number (katastarska cestica) — ask the seller or agent for these.

What to look for in Section C: Any entry here requires explanation. Mortgages must be discharged before completion. A zabilježba spora (court dispute notation) means do not proceed until fully resolved. A clean Section C — no entries — is what you want to see.

Getting your OIB — Croatian tax number

Every buyer in Croatia — domestic or foreign — must have an OIB (osobni identifikacijski broj), a unique 11-digit Croatian tax number. You need it for the purchase contract, any bank account and tax registration. Getting one is straightforward.

How to get your OIB
  1. Visit the nearest Croatian Tax Administration (Porezna uprava) office — in all major cities and at some border crossings
  2. Bring your valid passport (original, not a copy)
  3. Complete a one-page registration form
  4. Receive your OIB — usually same day or within one working day
Cannot travel to Croatia? Your property lawyer can obtain an OIB on your behalf using a power of attorney (punomoc).

Transferring money to Croatia

Croatian property transactions are conducted in euros. If you are converting from GBP, CHF, USD or another currency, the exchange rate and transfer cost matter — particularly on transactions of €100,000+. These resources help you understand your options.

Important: Croatian anti-money laundering rules require that large property purchase funds are transferred through official banking channels and are clearly traceable. Cash payments are not accepted at notaries above very low thresholds. Always use bank-to-bank or authorised payment service transfers.

Official Croatian government databases

Direct access to the official databases and portals that matter for property transactions in Croatia.

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All the public resources above tell you about the market. Supremio Analytics tells you whether this specific property is priced fairly, what the risks are and what opening offer to make. Market Score, Deal Killers and recommended offer in English — from €19.

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