Airbnb & holiday rental profit calculator

Find out what a short-term rental really earns after platform fees, cleaning, management and running costs, how much is left after the mortgage, and the occupancy you need to break even.

Break-even occupancyNet yieldMortgage cash flow

Short-term rental profit

Enter your expected rate and occupancy. Default values are an example for a one-bedroom apartment.

Revenue

Costs

Occupancy is the share of all 365 nights that are booked. City apartments often reach 60–75 %, seasonal coastal rentals 30–50 % over the year. Taxes on short-term rentals vary widely by country; in Croatia small hosts usually pay a flat tax per bed plus tourist tax.
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How to calculate Airbnb profit

Revenue is the nightly rate × booked nights, plus cleaning fees. From that you deduct platform fees, cleaning, management, running costs and taxes. What remains is the net operating income. If the property is financed, subtract the mortgage payments to get your cash flow.

Example with the default values: €120 per night at 55 % occupancy is about 201 nights and €24,090 in room revenue. After platform fees, cleaning, utilities and yearly costs, a typical one-bedroom keeps roughly two thirds of gross revenue before tax and mortgage.

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Occupancy is the key number

Hosts often overestimate occupancy. Use realistic figures: check comparable listings' calendars for the next months and remember low season. The break-even occupancy shows how many nights you must sell just to cover costs; the lower it is, the safer the investment.

Short-term vs. long-term rental

Short-term rentals earn more per night but need more work, furnishing and cleaning, and carry more regulatory risk: many cities limit new holiday rentals or require licences. Compare the result with the net yield of a long-term rental using the rental yield calculator.

Platform fees and direct bookings

Booking.com typically charges around 15 % commission and Airbnb around 15–16 % with the host-only fee. Every direct booking saves that amount. See how much you pay per year with the commission calculator.

Frequently asked questions

What occupancy rate is good for Airbnb?
It depends on the market: year-round city apartments often reach 60–75 %, seasonal coastal properties 30–50 % over the whole year.
How much profit does an Airbnb make?
After platform fees, cleaning and running costs, many hosts keep around 50–70 % of gross revenue before tax and mortgage. Use the calculator with your own numbers.
What is break-even occupancy?
The share of nights you need to book so that revenue covers all costs (and the mortgage, if included). Below it, the rental loses money.
Is Airbnb more profitable than long-term renting?
Often yes in tourist areas, but with more work, higher costs and regulatory risk. Compare both with realistic occupancy and costs.
Author and reviewTomislav Kovačec, owner of Supremio Digital, Zagreb

Licensed real estate agent, certified Google Ads professional and registered drone operator (Croatian Civil Aviation Agency). Figures from regulations are checked against official sources and cited with each tool.

Updated: November 2026 · Supremio Digital, Zagreb

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